Terms and Conditions

Important! – these terms (tos) govern your use of this site, our business Practice, our guarantees and how we do business which is provided by Points Advisor.

By accessing this site, you are indicating your acknowledgment and acceptance of these terms of use. These terms of use are subject to change by Points Advisor at any time at its sole discretion. Your use of this site after such changes are implemented constitutes your acknowledgment and acceptance of the changes. Please consult these terms of use regularly to ensure you are aware of any such modifications. It is your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

We will invest a great deal of time into ensuring we provide you with the up to date and accurate information. We do not warrant the accuracy of statements of information contained on the website relating to third-party good and services, including credit card information, loyalty schemes and rewards. We expressly exclude liability arising from any person acting on that information or statements to the fullest extent permitted by law. Any information on this site is subject to variation without notice. Any information or advice given on this site is meant for guidance purposes only is not meant to be relied upon as statements or presentations of fact. We do not make any representations or warranties of any kind (express or implied) as to the accuracy or content of any information given and the owners of this site will not be responsible for any manifest errors. Points Advisor do not warrant that your use of this site will be uninterrupted or error-free.

Access to and the use of this site and the information contained on it is strictly subject to these terms and conditions and privacy policy below. No other conditions shall apply and if you do not wish to be bound by them. Please leave the site now. If you have any queries regarding this site please contact us.


Copyright and Use of Materials:

Points Advisor own all rights and copyrights for all materials on this website. Use of materials from this website without permission is a violation of Points Advisor rights and copyright. No part of this website including review, images, graphics, videos, articles, music, sound, maps, icons, software, code or other material may be copied, modified, reproduced, republished, transfer, sell, resold or distributed without the prior written consent of Points Advisor.

You also agree not to:

  • Use this website for any type of commercial purpose
  • Access, monitor or copy, spider or index any content or information of this website as well as override robot exclusion instructions on this website
  • Impose any unreasonably large load on our servers
  • Display any part of this website on any other website


Restrictions on Use:

You may use this site for purposes expressly permitted by this site. You may not use this site for any other purpose, including any commercial purpose, without Points Advisor express prior written consent. For example. You may not (and may not authorise any other party to) (i) co-brand this site, or (ii) frame this site, or (iii) hyperlink to this site, without the express prior written permission of Points Advisor. You will not attempt to register in the name of another individual nor will you adopt any username which we deem to be offensive. For purposes of these Terms of use, “co-branding” means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this site or content accessible within this site. You agree to cooperate with Points Advisor in causing any unauthorised co-branding, framing or hyper-linking immediately to cease. We have the right to disable any username or password at any time if in any reasonable opinion you have failed to comply with any of the provisions of these Terms of our other policies.


Proprietary Information:

The material and content (hereinafter referred to as the “content”) accessible from this site, and any other World Wide Web site owned, operated, licensed, or controlled by Points Advisor is the proprietary information of Points Advisor or the party that provided the Content to Points Advisor, retain all right, title, and interest in the Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, reproduced, or transmitted in any way without the prior written consent of Points Advisor, or unless authorised in writing elsewhere on our site, except that you may print out a copy of the content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Modification or use of the Content except as expressly provided in these Terms of Use violates Points Advisor intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site.



This site may be hyper-linked to other sites, which are not maintained by or related to Points Advisor. Hyper-links to such sites are provided as a service to users and are not sponsored by or affiliated with this site or Points Advisor. Points Advisor has not reviewed any or all of such sites and is not responsible for the content of those sites. Hyper-links are to be accessed at the user’s own risk and Points Advisor makes no representations or warranties about the content, completeness or accuracy of these hyperlinks or the sites hyper-linked to this site. Further, the inclusion of any hyper-link to a third-party site does not necessarily imply endorsement by Points Advisor of that site. We do not endorse such websites nor do we accept responsibility for any damage or loss you may suffer from accessing such websites or any material from them.


Financial Responsibility:

On our website, we will often provide information regarding credit cards. We are not a credit provider and we are not trying to assist you to apply for a particular credit product with a particular provider. We encourage you to seek independent advice from a qualified professional before making a decision on a product from the information obtained on this website. Please consider your own personal financial situation in consultation with an independent professional advisor.



Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any.) Points Advisor will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that Points Advisor considers insecure, Points Advisor will be entitled to require the password to be changed and/or terminate your account.

You are prohibited from using any services or facilities provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, Points Advisor reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. Points Advisor reserves the right to investigate suspected violations of these Terms of Use.