One of the biggest benefits of using Pay.com for your business payments is earning PayRewards points. Instead of letting those points sit unused, you can transfer them to a range of leading airline frequent flyer and hotel loyalty programs, giving you more opportunities to book flights, upgrades and hotel stays.

Transfer PayRewards to Airline Partners
Pay.com offers one of Australia’s broadest ranges of airline transfer partners. Here’s how your PayRewards convert:
| Airline Program | Transfer Rate |
|---|---|
| Qantas Business Rewards | 2 PayRewards = 1 Qantas Point |
| Virgin Australia Business Flyer (Velocity Points) | 2 PayRewards = 1 Velocity Point |
| Singapore Airlines KrisFlyer | 2.5 PayRewards = 1 KrisFlyer mile |
| Air Canada Aeroplan | 2.5 PayRewards = 1 Aeroplan point |
| Vietnam Airlines Lotusmiles | 2.5 PayRewards = 1 Lotusmile |
| United Airlines MileagePlus | 3 PayRewards = 1 MileagePlus mile |
| British Airways Club (Avios) | 3 PayRewards = 1 Avios |
| Qatar Airways Privilege Club | 3 PayRewards = 1 Avios |
| Cathay Pacific Asia Miles | 3 PayRewards = 1 Asia Mile |
| Japan Airlines Mileage Bank | 3 PayRewards = 1 JAL mile |
| China Southern Sky Pearl Club | 3 PayRewards = 1 China Southern mile |
| Thai Airways Royal Orchid Plus | 3 PayRewards = 1 Royal Orchid Plus mile |
Whether you’re aiming for Qantas Business Rewards, collecting Velocity Points through Virgin Australia Business Flyer, or building a balance with programs like KrisFlyer or Aeroplan, PayRewards gives you plenty of flexibility.
Transfer PayRewards to Hotel Partners
If free hotel nights are more your style, you can also transfer PayRewards to several major hotel loyalty programs.
| Hotel Program | Transfer Rate |
| Marriott Bonvoy | 1.75 PayRewards = 1 Marriott Bonvoy point |
| Hilton Honors | 1.75 PayRewards = 1 Hilton Honors point |
| IHG One Rewards | 2 PayRewards = 1 IHG One Rewards point |
| ALL – Accor Live Limitless | 4 PayRewards = 1 ALL Reward point |
These hotel partners make it easy to redeem your business spending for everything from city hotels to luxury resorts around the world.
Which Transfer Partner Offers the Best Value?
The best transfer partner depends on your travel goals.
- Qantas Business Rewards and Virgin Australia Business Flyer offer the strongest transfer rate at 2:1, making them popular choices for Australian businesses.
- Singapore Airlines KrisFlyer, Air Canada Aeroplan and Vietnam Airlines Lotusmiles provide a competitive 2.5:1 ratio and access to valuable Star Alliance award flights.
- Programs that use Avios, including British Airways Club and Qatar Airways Privilege Club, can offer excellent value for premium cabin redemptions and short-haul flights.
- If you prefer hotel stays, Marriott Bonvoy and Hilton Honors currently have the most favourable hotel conversion rate at 1.75 PayRewards = 1 hotel point.
Start Turning Business Payments into Travel Rewards
Every eligible payment made through Pay.com helps you earn PayRewards that can be transferred to 16 leading airline and hotel loyalty programs. Whether you’re working towards your next business class flight or a complimentary hotel stay, PayRewards lets your business spending go further.
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